For Indian co-operative housing societies
The office raises the bills, matches the bank and prints the audit pack on the web. The committee approves spending from their phones, between two meetings. Your members just pay.
A month free, every feature. Then ₹10 a flat a month, the same for every society.
Is it for you
Jama is for a registered co-operative housing society with anywhere from forty to a thousand units. Two kinds of people use it. Your members never have to: they get their bill by email, open the link and pay.
The accountant or the Admin, on a laptop. The whole month happens here.
Chairman, Secretary, Treasurer and members. Volunteers with day jobs, on their phones.
The everyday work
Jama works out what every unit owes from the charges your general body approved, and shows you all of it before a single bill goes anywhere.
Where the society stands, on one screen, before anybody has opened a report.
Six steps, and an evening. Preview, check, raise, send. Nothing happens until you say so.
Numbered within the financial year, never duplicated even when two people work at once, and emailed as they are issued.
Money coming in
The hard part of a society’s month isn’t raising the bills. It’s working out which of the forty credits in the bank statement belongs to which member.
Upload the statement. Jama does the reading, and you confirm.
One list, oldest debt first, with what each unit owes and how far behind it is.
Money going out
Your society already has rules about who may approve what. Jama enforces the rules you wrote, instead of asking you to adopt somebody else’s.
Say what can be spent without a signature, what needs one, and what needs the full committee.
The committee’s phone
It installs from the browser, with no store to visit. A mobile number and a four digit PIN from the office are all it takes. And it is live: what the office does appears on the phone the moment it happens.
The moment they open it, a committee member sees what needs their signature, and how long it has waited.
Everything about the expense on one sheet, then one tap.
When somebody stops a committee member at the gate, the answer is in their pocket.
Collection, money in and out, how old the dues are, who owes, and spending.
The year end
A balance sheet always balances when the general fund is whatever makes it balance. So Jama works the fund out a second way and tells you when the two disagree. That gap is what an auditor finds. Cheaper to find it yourself.
Receipts and Payments, Income and Expenditure, and the Balance Sheet, with the schedules behind every figure.
Every question a committee meeting asks, answered before it is asked.
Set up your way
Fourteen settings screens. Every one of them changes how Jama behaves, not just how it looks.
And the rest
Smaller things, each one there because a society asked for it.
Five ways to work out what a unit pays, mixed in one bill, bundled into the maintenance structure the general body approved.
Every bill carries a link. A member opens it on their phone, sees what they owe and pays the society directly.
Every expense shows its bill, its signatures and the questions the committee asked, in one place.
Who the society pays, what was agreed, and what is about to run out.
A query is a conversation with the office, kept with the expense it is about.
Who changed what, and when. Every figure that moved has a name against it.
Wings, floors and unit types, and who lives in each, owner or tenant.
Define a role of your own and tick exactly what it may do, module by module.
Every email the society sends, in its own words, with one signature under all of them.
A flat changing hands, from the application to the new member on the books.
The committee’s app adds itself to the home screen from the browser. No store.
Opens offline and shows the last figures it saw, until the network comes back.
What the office does appears on the committee’s phones the moment it happens, and back.
A committee member is shown round the app the first time they sign in.
Receipts in both, Indian digit grouping, and dates the way they are written here.
Any report as PDF, CSV or Excel, in whatever form the person asking wants it.
Every record exports whenever you want, and a full export on request.
Raise a question from any screen and it reaches us with where you were.
Simple pricing
No plans to choose between and no per-user charge. Your committee changes every year and you shouldn’t be billed for that. Forty flats or a thousand, every feature is included.
₹10 a flat, a month
A month free, with everything switched on. No card needed.
From the day you sign up, with every feature on. Run a real month on it before you pay anything.
One invoice a month for the flats you have that day, at ₹10 each, plus GST.
Pay by UPI or bank transfer. If it runs late, Jama stays open to look at but nothing can be changed until it is paid.
Prices exclude GST at 18%. A new wing is billed from the month after it is added.
Questions
Jama is software that runs the administration and accounts of an Indian co-operative housing society. It raises the monthly maintenance bill for every unit, records what members pay, matches those payments against the society’s bank statement, tracks what the society spends, routes that spending to the right people for approval, and produces the reports the committee and the auditor ask for.
The society’s appointed accountant and its managing committee, meaning the Chairman, Secretary, Treasurer and members. Residents aren’t users at all. A member gets their bill by email and pays by UPI or bank transfer without signing in to anything.
₹10 a flat a month, plus GST, the same for every society whatever its size. A society of 120 flats pays ₹1,200 a month. The first month is free with every feature switched on and no card needed. After that an invoice is raised on the 1st of each month and is due by the 5th.
Yes. Receipts and Payments, Income and Expenditure and the Balance Sheet, with twelve supporting schedules, the bill register and the receipt register. Jama also works the general fund out a second way and tells you when the two figures disagree, which is the gap an auditor would otherwise find for you.
Upload the PDF you download from net banking, even a password-protected one, and Jama matches each credit against the member and the bill it belongs to, saying how sure it is. Anything it can’t place is left for the office to match by hand or leave out, and nothing reaches the books until somebody confirms the batch.
Both facts are shown, and neither is pretended away. The member’s claim sits against the bill as “paid, not verified” until the bank statement settles it. A claim on its own never marks a bill paid.
Receipts can be issued bilingually in English and Marathi. Amounts use Indian digit grouping and the rupee sign, dates read 27 Jul 2026, and the financial year runs on your society’s own calendar, written 2026–27.
No. The people running a society are volunteers, so nothing in Jama uses accounting jargon. A committee member approves spending from a phone in two taps and never sees a ledger.
Download the members template, fill it in and upload it. Jama reads your headings, shows you what it made of them, and checks every row before anything is saved. Opening balances for the year go in on one screen. On the Society plan and above we do it with you.
Nothing is lost and nobody is locked out. If the month’s invoice is not paid by the 5th, everyone can still sign in and see everything, but nothing can be changed until it is paid. As soon as the payment reaches us, Jama is fully open again.
It’s yours. Every report exports to PDF, CSV or Excel whenever you want, and we’ll hand over a full export of your society’s records on request.
Request a demo
Tell us who to call. We will show your committee Jama on a call or at your society office, with a month of your own bills, in about half an hour.
Rather talk now?
Or start the thirty-day trial and set it up yourself.
We have your request, and one of us will call you within one working day to set up the demo.
